About This Calculator

We built this calculator because we kept seeing the same mistake: freelancers and contractors comparing their 1099 rate directly to a W2 salary without accounting for the additional tax burden.

The result? Millions of contractors systematically undercharging clients, and millions of employees turning down 1099 opportunities that would actually pay them more after taxes.

Our Commitment

• Always free. No signup, no paywall, no premium tier. We make money through Google AdSense ads, not from you.
• No data collection. All calculations run in your browser. We never see your income or tax information.
• All 50 states. We maintain accurate state income tax rates for every US state and Washington D.C.
• 2026 accuracy. We update tax brackets and rates annually to reflect current IRS rules.
• Transparent methodology. See exactly how we calculate every number in our How It Works page.

Disclaimer

Results are estimates for informational purposes only. Tax law is complex and your specific situation may have factors our calculator cannot account for. Always consult a qualified CPA or tax professional before making employment or contracting decisions based on tax projections.